We understand that beyond an investment, a collector car is a highly personal possession that embodies your many dreams brought to life. As collectors ourselves, we know that—above all—your car is “your baby.”
With access to multiple collector car insurance companies, we can tailor-make coverage based on your needs for any type of vintage vehicle you own; including antique cars, classic motorcycles, classic cars, vintage trucks, antique tractors and vintage fire and military vehicles.
$0 Deductible - Some of our companies offer a $0 deductible on Comprehensive and Collision coverage. Collision insurance reimburses you for physical damage that occurs while your classic car is moving. Comprehensive coverage protects your car from damage due to fire, theft, vandalism, and other dangers while your collector car is parked or stored.
Agreed Value - If you wait until the time of a loss to find out how much your car is insured for, its too late. With Chubb, the value of your classic car is determined at the time you purchase your policy, so if your vehicle suffers a covered total loss, there's no haggling over value. Furthermore, with sufficient notice, you can increase coverage of the vehicle to its proper market value anytime prior to a covered loss.
Classic Car Parts and Equipment - Whether you need a fender for your Galaxie, or a trunk pan for your Gullwing, Chubb understands the importance of the perfect part. We will work with your restoration shop to properly restore your vehicle to its pre-loss condition and authenticity. Keep in mind that you get to choose the restoration facility that will repair your vehicle.
Liability & Uninsured Motorists - Statistics show there are many uninsured drivers on the road. This coverage reimburses those who are hurt by the owner or driver of an uninsured or underinsured car. You can also purchase coverage that pays for the damage to your vehicle that is caused by an uninsured or underinsured driver.
Litigiousness in the United States is growing at an alarming pace, as evidenced by new liabilities and exorbitant jury verdicts that can run in the millions. Even the cost of damages that may appear to be minor at first — such as a fender bender — may actually end up being quite costly over time.
We offer liability limits up to $50 million, so you can avoid losing what you’ve spent a lifetime building.